Country Manual Credits
Jersey – Update 2025
out of Credit Institution’s Country of Establishment (Def, BT & Def)
| Source of changes | Answers |
|---|---|
| Law / Regulation | No |
| New Position of the Authorities | No |
| Evolution of Expert’s Interpretation | Yes |
Regulatory Template, Behaviour Template and Definitions and Concepts
Material changes
The manual has been updated to reflect the JFSC Guidance on what constitutes activity in or from Jersey. There is further wording on the application of Jersey consumer protection requirements.
The Jersey approach to consumer credit will change during 2026 with the introduction of a requirement providers of consumer credit to obtain authorisation from and be regulated by the JFSC. This will be reflected in the next update of this manual.
Non-material changes
Some legal bases have been updated and other non-material changes (e.g., rephrasing) and more detailed explanations (e.g., in the Consumer Credit section, the Sanctions sections, Lombard credit section, Pledges sections and Tax sections) have been added throughout the Regulatory Template.
For more information, please contact us: info@brpsa.com
Geneva, October 7th 2025