Country Manual Credits
Ireland – Update 2024
BRP has updated its Country Manual Credits for Ireland out of Credits institutions country of establishment (RS, BT & RT)
| Source of changes | Answers |
|---|---|
| Law / Regulation | No |
| New Position of the Authorities | No |
| Evolution of Expert’s Interpretation | No |
Regulatory Template
Material changes
The Country Manual has been reviewed to ensure that the content of all documents remains accurate and in
line with the evolving interpretation of the current legal and regulatory framework. We can confirm that
there have been no relevant legal or regulatory changes in Ireland since the last update of the manual that
would affect the answers provided.
Non-material changes
Irish consumer protection law has been subject to change and the Consumer Rights Act 2022 has
implemented each of the following EU Directives:
The Digital Content Directive
The revised Sale of Goods Directive, and
The Omnibus (or “Modernisation and Enforcement”) Directive which itself amends:
Unfair Contract Terms Directive
Unfair Commercial Practices Directive
Consumer Rights Directive
Price Indication Directive
The above does not affect the answers given in the template.
Otherwise, there have only been minimal, non-material changes.
Behaviour Template
The answers in the BT have been aligned to those contained in the RT.
Definitions and Concepts
The document Definitions and Concepts now includes a Concordance Table. This Table is designed to help the users of the Country Manual Credits easily recognize existing or potential interactions between the rules of different types of credits.
For more information, please contact us: info@brpsa.com
Geneva, October 1st, 2024