Germany – CM RT

2025, Cross-border, Update

Country Manual Retail Banking Update

Germany

BRP has updated its Country Manuals Retail Banking for

Germany

out of Bank’s Country of establishment (DEF, RS, BT & RT)

SOURCE OF CHANGESANSWERS
  Law/Regulation  No
  New Position of the Authorities  No
  Evolution of Expert’s interpretationNo

Definitions & Concepts, Regulatory Summary and Behaviour Template

Material changes

The Country Manual has been reviewed to ensure that the content of all the documents remains accurate and up to date. We can confirm that generally, there have not been any relevant legal or regulatory changes in Germany since the last update.

Non-material changes

Some comments and content have been slightly reworded (without introducing material changes) to reflect the regulatory situation/current interpretation of the regulatory framework more accurately. In addition, the section on consumer protection rules have further been thoroughly reviewed and, where appropriated amended.

Regulatory Summary

This document has now a more user-friendly layout and reflects the changes contained in the RT.

For more information, please contact us: info@brpsa.com

Geneva, December 19th 2025