Country Manual Retail Banking Update
Germany

BRP has updated its Country Manuals Retail Banking for
Germany
out of Bank’s Country of establishment (DEF, RS, BT & RT)
| SOURCE OF CHANGES | ANSWERS |
|---|---|
| Law/Regulation | No |
| New Position of the Authorities | No |
| Evolution of Expert’s interpretation | No |
Definitions & Concepts, Regulatory Summary and Behaviour Template
Material changes
The Country Manual has been reviewed to ensure that the content of all the documents remains accurate and up to date. We can confirm that generally, there have not been any relevant legal or regulatory changes in Germany since the last update.
Non-material changes
Some comments and content have been slightly reworded (without introducing material changes) to reflect the regulatory situation/current interpretation of the regulatory framework more accurately. In addition, the section on consumer protection rules have further been thoroughly reviewed and, where appropriated amended.
Regulatory Summary
This document has now a more user-friendly layout and reflects the changes contained in the RT.
For more information, please contact us: info@brpsa.com
Geneva, December 19th 2025