Country Manual Credits
Egypt – Update 2026

out of Credit Institution’s Country of Establishment (Def, BT & Def)
| Source of changes | Answers |
|---|---|
| Law / Regulation | Yes |
| New Position of the Authorities | No |
| Evolution of Expert’s Interpretation | Yes |
Regulatory Template, Behaviour Template and Definitions and Concepts
Material changes
The Country Manual has been reviewed to ensure that the content of all documents remains accurate and up to date. We can confirm that there have been no major material changes or modifications of the relevant Egyptian cross-border legislation since the last publication of this Country Manual. Further to clarifications obtained from local counsel, please note however that mortgage credits for residential immovable property located both in Egypt and in the credit institution’s country are not considered as consumer credit.
Non-material changes
There have been certain, non-material changes to the wording in the RT to improve clarity and comprehensions.
For more information, please contact us: info@brpsa.com
Geneva, January 13th 2026